Effective Date: June 1st, 2026
Last Updated: June 1st, 2026

At GU Money Transfer, we use cookies and similar technologies to improve your experience, enhance security, analyze traffic, and personalize content across our website, mobile application, and digital services.

This Cookies Policy explains what cookies are, how we use them, and your choices regarding their use when you access gumoneytransfer.com or any GU services.

By continuing to use our website or services, you agree to the use of cookies as described in this policy.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, mobile phone, or tablet) when you visit a website or use an application.

Cookies help websites:

• Remember user preferences

• Improve website functionality

• Analyze visitor behavior

• Enhance security

• Deliver personalized experiences

Cookies may be temporary (session cookies) or remain on your device for a longer period (persistent cookies).

2. Types of Cookies We Use

a. Essential Cookies

These cookies are necessary for the operation of our website and services.

They help with:

• Secure login sessions

• Fraud prevention

• Website navigation

• Payment processing

• Security verification

Without these cookies, certain services may not function properly.

b. Performance & Analytics Cookies

These cookies help us understand how visitors interact with our website.

They collect information such as:

• Pages visited

• Time spent on pages

• Error reports

• Traffic sources

• Device and browser information

This helps us improve website performance and user experience.

c. Functional Cookies

These cookies remember your preferences and settings, including:

• Language selection

• Currency preference

• Region settings

• Login preferences

• Saved form information

These cookies improve convenience and personalization.

d. Marketing & Advertising Cookies

We may use marketing cookies to:

• Display relevant advertisements

• Measure advertising performance

• Track campaign effectiveness

• Personalize promotional content

These cookies may be placed by trusted third-party advertising partners.

e. Security Cookies

Security cookies help us:

• Detect suspicious activity

• Prevent unauthorized access

• Protect user accounts

• Reduce fraud risks

• Maintain secure sessions

These cookies are important for protecting financial transactions and account integrity.

3. How We Use Cookies

GU Money Transfer uses cookies to:

• Improve website functionality

• Secure user sessions

• Analyze user behavior and traffic

• Remember preferences

• Enhance mobile and desktop experiences

• Monitor platform performance

• Prevent fraud and abuse

• Support compliance and security systems

• Provide personalized content and services

4. Third-Party Cookies

Some cookies may be placed by trusted third-party providers we use for:

• Website analytics

• Security monitoring

• Payment processing

• Marketing services

• Embedded content

• Customer support tools

These third parties may collect information according to their own privacy and cookie policies.

5. Managing Your Cookie Preferences

You can manage or disable cookies through your browser or device settings.

Most browsers allow you to:

• Delete cookies

• Block cookies

• Limit tracking

• Receive alerts before cookies are stored

Please note:
Disabling certain cookies may affect:

• Website performance

• Login functionality

• Payment services

• Personalized features

• Security protections

6. Mobile Technologies

Our mobile applications may use similar technologies such as:

• SDKs

• Device identifiers

• Mobile analytics tools

• App performance trackers

These technologies help improve app functionality, security, and user experience.

7. Data Protection & Security

Cookies used by GU Money Transfer are protected through appropriate technical and organizational safeguards.

We implement:

• Encryption

• Secure authentication systems

• Fraud monitoring

• Access controls

• Compliance protections

We do not use cookies to collect sensitive financial information such as passwords or full payment credentials.

8. International Users

As a global financial technology company, cookie-related data may be processed in multiple countries.

We implement reasonable safeguards to protect international data transfers in accordance with applicable laws and regulations.

9. Children’s Privacy

Our services are not intended for individuals under 18 years of age.

We do not knowingly use cookies to collect personal information from children.

If we become aware that such information has been collected, we will take appropriate steps to delete it.

10. Updates to This Cookies Policy

We may update this Cookies Policy from time to time to reflect:

• Legal or regulatory changes

• Technology updates

• Service improvements

• Security enhancements

Any updates will be posted on this page with a revised “Last Updated” date.

We encourage users to review this policy regularly.

11. Contact Us

If you have any questions about this Cookies Policy or how we use cookies:

GU Money Transfer – Privacy & Compliance Team
???? Email: privacy@gumoneytransfer.com
???? Website: www.gumoneytransfer.com
???? Office: Global Union Tower, Accra Digital Center, Ghana